Fashion Degrees Are a Popular Trend | Fashion

The popularity of television shows like Project Runway and America’s Next Top Model has added even more glamour to the fashion industry, and many people are wondering if a fashion career is right for them.A fashion career might be a good fit for you if you have the right combination of creativity and business acumen. The fashion industry isn’t based just on making sketches of beautiful clothes, which is why many people are surprised at the hard work that goes into getting a degree in either fashion design or fashion merchandising. The truth is, you can’t just be a designer. You also have to be a great business person, which is why four-year Bachelor’s degrees are becoming increasingly sought after in the fashion industry.A Bachelor’s degree in either Fashion Design or Fashion Merchandising covers a wide range of skills that can be used in the industry whether you end up designing apparel, organizing fashion shows, coordinating events or managing your own chain of retail stores. The in-depth education you’ll receive will include hands-on courses as well as internships and classroom work taught by industry professionals and professors in disciplines such as accounting and business. As a fashion designer, you can’t succeed today on pure genius. If you can’t address the realities of cost and practicality, someone else will overtake you.Typical coursework will include a variety of interesting subjects, including the history of fashion and how fashion impacts society. You will gain an understanding of fabrics, textiles and ornamentation, as well as cutting, sewing and pattern making. You will also gain valuable exposure to the growing field of computer assisted design (CAD). Fashion merchandising and sales, accounting, business management, business technology and accounting are also studied. Consumer behavior is focused upon, giving you valuable insight into how to appeal to your potential clients.There are actually two popular Bachelor’s degrees available for those interested in the fashion industry. If you earn a degree in Fashion Design, you’ll be prepared to work in any design house. You can work your way up from the cutting floor to becoming a design assistant. And eventually, you will be a designer in your own right. You may also coordinate and plan fashion shows or become an events coordinator for fashion houses and department store chains.With a degree in Fashion Merchandising, your focus will be more on the retail and marketing side of the industry. You can become a buyer for a retail store or private label fashion house, traveling around the world to watch fashion shows and choosing which lines they will carry in the coming year. Other options include becoming the merchandising coordinator in a particular store, designing the display of merchandise to its best advantage. Window dressers are also in demand in large cities, where high-end department stores compete for the title of “best dressed window”.Either type of fashion degree prepares you for the world of retail management. If your dream is to manage your own fashion store, you can’t go wrong with a degree in fashion design or fashion merchandising. Both degrees give you an excellent overview of the industry and an understanding of everything from which materials work well together to how to handle production and stocking costs. If you think that you have the head for business and the heart for design that it takes for success in the fashion world, getting a Fashion Degree is your best first step.

Planning for Summer: Vacation Packages | Travel vacation

Bright sunny days and warm weather equals a lot of fun in the summer! Summertime is already here and a lot of people are going in and out of town spending their summer vacation on the beach, nature tripping, hiking or just strolling around new cities.But before actually enjoying your trip, there are a lot of things that needs to be considered before flying to your favourite travel destinations.What do you want to do? This I think should be the first question that one should ask herself or himself before deciding to go on a vacation. Do you want to go swimming? Diving? or try other water sports? Or maybe you want to be one with nature and go hiking? Or maybe you prefer exploring caves or spelunking? Or maybe you just want to relax and enjoy the warm sun? Actually, there are tons of things you can do during the summer. So if you’re planning on a vacation, I strongly suggest you decide on what you would like to do in order to avoid any unnecessary tours and expenses.Budget your money. It is always a wise decision to have a limit to your budget because this helps you make sure that you have enough money to spend for your vacation expenses. It can also help you decide whether you can afford the place where you want to go to or not. Carefully decide on the amount of your budget but always prepare allowance money in case of an emergency.Where do you want to go? For me, choosing a travel destination is much easier if I have already planned out my budget because this way, it’s much easier to remove the expensive places and have more room for the budget friendly ones.To get more detailed information, you can check out travel sites or search Google for the top 10 ten travel destinations either locally or internationally. Now this part is very tricky because sometimes, even if we already know what we want to do, we get attracted by the beautiful scenery of another place and get off course and end up choosing a place opposite to what we have in mind resulting in regret or dismay.Another good strategy is to avail for promos and vacation packages. Most travel agencies can be found online so it’s much easier to book your travel. What is good about availing vacation packages is that they provide you with the best deals in town. Other packages are already complete with air fare, food and accommodation and tour! Making your travel vacation more enjoyable and relaxing.Where do you plan to stay? For some budget concerned tourists, it’s much better to travel to a place where you have relatives as it lessens the cost of accommodation or maybe stay in a less expensive but decent hotel but for some who can really afford travelling in luxury, spending summer in Hawaii, enjoying the beach and the tropical weather while staying in exquisite Hawaii Hotels is the best deal for them.

What Your Buyer’s Real Estate Agent Won’t Tell You – Part 1 | Real estate

Buying a house – The realistic approachThis article is not about the secrets of buying a rental property for no money down and half the price of the market value of the house. I am not Tom Vu or Don Lapre and I am not in jail.In Canada, the no money down home did use to exist, but not anymore. Some banks and/or lenders were willing to lend you the 5% down payment so that you don’t have to pay a dime out of your own pockets to purchase a home. However, given the current financial situation with tighter lending restrictions, there will be no bank or lenders who can do that in Canada.The buying home for half price did use to exist as well. At one point, foreclosures in Canada would allow foreclosed homes to be sold at rock bottom prices. The new law, which has been in placed for many years now require the homes be sold at the highest possible price for foreclosed homes or else the lenders could be sued. Hence, sometimes foreclosed homes sell higher because Canadians have the misconception that foreclosed homes are a really good deal causing it to have a reverse affect. There have been many people buying foreclosed homes believing they got a good deal and not doing a thorough check as to the actual value of the home.Now, clearing out the quick money maker myths of buying homes, there are still many things you need to be aware of before starting.If there exist ever an industry with more sneaky sales tactics and money motivated people, it has got to the Real Estate industry. As a buyer, you could be dishing out $350 000 and everyone wants a piece. The Real Estate Agents want a piece. The lenders want a piece. The lawyers want a piece and the sellers want piece. No wonder there are so many scams in this industry.The first thing to be aware of is the Real Estate Agent. A Real Estate Agent is suppose to act on your behalf to buy or sell the home. Both the buyer of the home and seller of the home will have their own Real Estate Agent called a Buyer’s Real Estate Agent and a Seller’s Real Estate Agent.In Canada, each Real Estate Agent gets an average of 2.5% and sometimes 2% for the commission of selling the home. Some Real Estate Agents provide cash back rewards. Canadian Real Estate Agents gets higher commission than anywhere else. In United States, their Real Estate Agents only get 1% of the commission and their homes are actually much cheaper. Even though Real Estate Agents are the least educated of the parties involved in the buying home transaction, they seem to be getting the biggest piece of the pie.Do not listen to their gimmicks on Real Estate Agents are ethical. (http://www.howrealtorshelp.ca) Where do they get the idea any Real Estate Agent off the street is ethical. Their claim is based on these tests that they pass to become a Real Estate Agent. Agents passing a test does not meant hey are ethical. It only means they can remember enough to pass the test.One would believe it should be the Real Estate Agent’s job to help the buyer ensure the home is of value. Rightly so, many buyers depend on the Real Estate Agent to protect them and provide them advice and in my opinion, the ethical Real Estate Agent should do that. However, the true reality is that Real Estate Agents do not make money unless if the home is purchased. The reality is that the Real Estate Agent’s salary is not truly dependent on giving you advice. The Real Estate Agent’s job is to get the buyer to buy a home through them so they can get paid!As a result of this, what ends up happening, are two types of Real Estate Agents with variations in between. The first type is the honest agent with the belief “If I work hard and treat my buyer right, the buyer will come back to buy more homes from me. The second type is the “I need to get the buyer to buy a house quickly so that I can move on to the next buyer (sucker) so that I can maximize my time for profit.” The bottom line is that you are looking for the first type and you want to avoid the second type.We’ll call the first type, the Bad Real Estate Agent. We’ll call the second type, the Good Real Estate Agent.So what kind of characteristics does the Good Real Estate Agent have that the Good Real Estate Agent does not have?1. The first characteristic is Patience. Bad Real Estate Agents will attempt to sell you a home quickly to get the money quickly. Do not buy a house without spending a lot of time looking at several different homes. Be careful of tactics such as Real Estate Agents claiming it is the perfect and acting like a salesman rather than providing you information.2. The second characteristic is information. A good Real Estate Agent needs to provide you all the information to let you make the informed decision and we are not talking about their opinion. Real Estate’s opinion does not matter. Real Estate Agents have data such as the history of the house being sold at, homes being sold near the area and type. A Real Estate Agent should be able to provide you with a compilation of official documents that tells you these kinds of data to let YOU make an informed decision.3. The third characteristic is care. You will know this during the actual signing of the contract to purchase the home at a certain price. Once you become interested in a property and want to buy the property at a certain price set by YOU, you have to write up a contract. The contract consist at least three conditions that will null the sale of the home and a security deposit.The common three conditions are, buyer can get financing, the home passes inspection and the appraisal value of the home is above the price to be purchased. Generally, you will want the lenders to appraise the home so that you know the fair value of the home and the lenders would only lend of you are buying the home at fair market value.The security deposit is an amount you will provide to lock the home from being sold to other buyers while you perform to checks to see whether these conditions have been met. If these conditions are not met, then you SHOULD get your security deposit back.The Bad Real Estate Agents will want to you provide very few conditions and a big security deposit. Doing so ensure the home is more likely to be sold.Do NOT go through the internet and pick the first agent you see or the agent that has the most advertisements. They are just spending marketing money which they intend to recover from you. I especially find the ones that are top ranked search engines to be the most conniving, especially the Mississauga location!More to Come!